Dear Sky Harbor Apartments,
When we met online I was really impressed. You seem to have everything I needed in an apartment. And when I came to see you in person, you really blew me away. Your large weight room, your plasma tv in your club house, and your gorgeous pool had me captivated for so long. And not to mention the affordable yet state of the art lodgings.
But every time I consider pursuing you again I am taken back to the last night we met. I was there with my husband, debit card in hand. We were so excited filling out the paper work. So care free as we brushed aside the $50 application fee, and confident in our $300 deposit.
But it hurts, even still. I keep playing the scene over in my mind: The sparkly toothed teller assuring us of all the paperwork, swiping our debit card with a quick whoosh- and then- and ONLY then did he subtly remind us of the "assurance of payment" forms. I know you're just trying to cover your back. You want to make sure we have a job so we'll be able to pay. But i have a job! I just hadn't started yet! So you offered that we had two other options: having $16,553 in our checking account or co-signing. We'll co-sign as easy as that! URRRRR wrong. You have to have bad credit to co-sign. So all those years of paying off my debts came back to bite me.
So I'm sure... its not you -it's me. I should have read the fine print. But never in my renting career (which I assure you is long) have i ever had such a problem. It hurts to think of you and the $50 dollars you ate. I am very glad you didn't take my $300. I would have had to had to spread dirty rumors about you behind your back.
But I will respect your space, as I am assured you will respect mine. Please spend my $50 on a sign that says "don't give us your debit card if you aren't foolish enough to ask if you will get ripped off."
I hope the sign is made of gold.
Sincerely,
An ex-applicant
7 comments:
I would call up my credit card company and charge-back the $50, just to make a point. Good luck.
BTW, you can send me your debit card anytime you want.
Oh my gosh that makes me so mad for you! Yeah good thing it was only the $50 and not $300, but still! I love how you made it into a letter. More feeling that way.
Chad- i dont really know how i could do that. but i will look into that.
Thanks Nic. hey your the only one not related to me that reads this blog. You should get a prize!
If you want to do a chargeback, call the number on the back of your credit card, or on your statement, and ask them for the form. You'll write on the form what the company was going to provide for the $50, and whether they came through.
I think the answer is foe. Hope that chargeback plan works. I wonder if you promised them that you wouldn't make your rent payments if they would have let you cosign. You should try that.
So, it sounds like another group that is thinking of ways to take advantage of people. . .I'm with Chad, they did not deserve the money.
By the way, Matt Millburn, I can no longer read your blogs. . . is this a conspiracy? If I am deserving of a password etc. my email is ifworkwear@cableone.net.
Tammi (Hopkins)
I just cut up my debit cards, closed the curtains, and locked the doors. It's going to be a long winter, but no way I'm getting caught in THAT trap!
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